Robbyn Battles

1420 Foothill Blvd.
La Canada, CA 91011
p: 818-249-7492
t: 818-388-1631
e: Robbyn@TheHouseAgent.com
w: www.thehouseagent.com

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  • Homeownership has long been considered the American Dream, and it’s one every American should feel confident and powerful pursuing. But owning a home is also a deeply personal dream. Our home provides us with safety and security, and it’s a place where we can grow and flourish. Today, we remember the legacy of Dr. Martin Luther King, Jr. Many of us will remember his passion and determination for the causes he championed, including his famous “I Have a Dream” speech in 1963. As we reflect on his message today, it may inspire your own dream of homeownership. And if so, know you’re not alone. With a trusted real estate advisor at your side, you can begin your journey toward homeownership by answering the questions below. 1. Where Do I Start? The process of buying a home is not one to enter into lightly. You need to decide on key things like how long you plan on living in an area, how much space you need, what kind of commute works for you, and how much you can spend. Then, when you decide you’re ready to buy, you’ll need to apply for a mortgage. Your lender will look at several factors to determine how much you’re able to borrow, including your credit history. Lenders want to understand how well you’ve managed paying your student loans, credit cards, car loans, and other past debts. According to Freddie Mac: “To get a rough estimate of what you can afford, most lenders suggest that you should spend no more than 28% of your monthly gross (pre-tax) income on your mortgage payment, including principal, interest, taxes and insurance.” 2. How Do I Save Enough for a Down Payment? Speaking of how much you can afford, you’ll want to know what to save for a down payment. While the idea of saving for a down payment can be daunting, there are many different options and resources that can help. According to Business Insider, automatic savings can bring you one step closer to achieving your target down payment: “If you receive your paycheck as a direct deposit, you may want to arrange for your company to send a percentage of each check directly into a savings account for the down payment. . . . The automatic-savings strategy makes it so you don’t have to constantly remember to save money.” Before you know it, you’ll have enough for a down payment if you’re disciplined and thoughtful about your process. And the best part is, you may need to save less for your down payment than you think. Your agent and lender can help you understand your options. 3. How Can I Reach My Financial Goals? Another way to increase your savings is by sticking to a planned budget. If you’ve never budgeted before, there are tools available. For example, MoneyFit.org provides a budgeting worksheet you can use to create your own plan and five rules to follow when you’re saving. They recommend you: Identify Goals Record Expenses Record Earnings Compare and Calculate Fix Weak Spots If you’re already budgeting, consider finding ways to tighten your spending a bit more to accelerate your journey to homeownership. After all, putting even a little extra into your savings each month can truly add up over time. Bottom Line As you set out to realize your dream of homeownership this year, know that it’s achievable with careful planning. Most importantly, let’s connect today so you don’t have to walk alone on this journey.

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Battles Real Estate

A real estate company engaged in your community.
Battles Real Estate
Battles Real EstateMonday, January 17th, 2022 at 7:04pm
Achieving the Dream of Homeownership

With a trusted real estate advisor at your side, you can begin your journey toward homeownership by answering the questions below.

>>Where Do I Start?
The process of buying a home is not one to enter into lightly. You need to decide on key things like how long you plan on living in an area, how much space you need, what kind of commute works for you, and how much you can spend. Then, when you decide you’re ready to buy, you’ll need to apply for a mortgage.

>>How Do I Save Enough for a Down Payment?
According to Business Insider, automatic savings can bring you one step closer to achieving your target down payment. Before you know it, you’ll have enough for a down payment if you’re disciplined and thoughtful about your process. And the best part is, you may need to save less for your down payment than you think. Your agent and lender can help you understand...
#realestate #homeownership #homebuying #realestategoals
Battles Real Estate
Battles Real EstateSunday, January 16th, 2022 at 7:01pm
If you’re looking to buy a home, put these items on your to-do list to ensure you hit your goals. Start working on your credit and saving for a down payment early. When you’re ready to begin your search, DM me so you have the guidance you need to achieve your homebuying goals.
#homebuyingchecklist #firsttimehomebuyer #opportunity
Battles Real Estate
Battles Real EstateThursday, January 13th, 2022 at 7:04pm
What’s Going To Happen with Home Prices This Year?

After almost two years of double-digit increases, many experts thought home price appreciation would decelerate or happen at a slower pace in the last quarter of 2021. However, the latest Home Price Insights Report from CoreLogic indicates while prices may have plateaued, appreciation has definitely not slowed. Appreciation has remained steady at around 18% over the last five months.

In addition, the latest S&P Case-Shiller Price Index and the FHFA Price Index show a slight deceleration from the same time last year – it's just not at the level that was expected. However, they also both indicate there’s continued strong price growth throughout the country. FHFA reports all nine regions of the country still experienced double-digit appreciation. The Case-Shiller 20-City Index reveals all 20 metros had double-digit appreciation.

Why haven’t we...
#realestate #homeownership #homebuying #realestategoals
Battles Real Estate
Battles Real EstateMonday, January 10th, 2022 at 7:01pm
Owning a home has many financial benefits. As a homeowner, you gain equity as you make your monthly payments and profit from home price appreciation. It’s one of the many reasons why homeownership can help you create financial stability. DM me if you’re ready to start building your wealth as a homeowner this year.
#wealthbuilding #homeownership #networth #opportunity
Battles Real Estate
Battles Real Estate is feeling kind at JohnHart Real Estate (JohnHart Campus).Monday, January 10th, 2022 at 6:46pm
JohnHart Real Estate
LA County Assessor Jeffery Prang responds to frustrated property owners asking about the delays in the processing of property transfers, specifically, senior citizens' “base year transfers” and “parent to child transfers.” Read his special bulletin.
https://robbyn.jhagents.com/blog/2022/01/10/proposition-19-why-the-delays
Battles Real Estate
Battles Real EstateSunday, January 9th, 2022 at 7:00pm
How To Hit Your Homebuying Goals This Year [INFOGRAPHIC]

If you’re looking to buy a home, you may want to put these items on your to-do list to ensure you hit your goals. It’s important to start working on your credit and saving for a down payment early. When you’re ready to begin your search, work with a real estate professional and get pre-approved so you know how much you can borrow. DM me so you have the guidance you need to achieve your homebuying goals this year.
#firsttimehomebuyer #opportunity #housingmarket

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